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Are index funds the lazy way to mediocrity, or the only smart move for normal people?

With 2026 bringing persistent cost-of-living pressures and market volatility, the debate between passive index investing and active stock picking has never been more relevant for everyday savers. Cast your vote to weigh in on whether index funds are a safe bet or a surrender to average returns.

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How do I vote in the "Are index funds the lazy way to mediocrity, or the only smart move for normal people?" poll?
Select one option on the page to cast your vote; results update with community votes in real time.
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Yes. Use the "I don't know / Show results" option, or access the results summary after voting.

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